Bankfinance marks the beginning of spring with a quality promotion on its personal loan offer. Until April 30, 2019, the credit organization offers a personal loan from $ 5,000 at the fixed APR rate of 0.90%. Only valid for 12 months, the promotion is no less interesting. All the details of the offer.
The Bankfinance offer in detail
Bankfinance is one of the most active credit organizations in the special promotions sector. This time it is an offer on personal loan, the conditions of which are as follows:
- Amount: between $ 5,000 and $ 8,000
- Type of credit: personal loan without proof or need for cash
- APR rate from 0.90%
- Duration: 12 months
- Validity: until April 30, 2019
- No booking fees
This is the best promotion of the moment under these conditions. Please note, however, a 12-month refund is not available to everyone. You have to turn to our comparator to get the best rate on a loan over 24, 36, 48 or even 60 months.
What is a Bankfinance personal loan?
The Bankfinance personal loan is a credit without proof of use of money . It differs from the formulas of “personal projects” proposed by the group, implying most of the time to justify itself. The Bankfinance loan without proof allows borrowing between $ 5,000 and $ 8,000. For more information, refer to our opinion on Bankfinance.
Comparison of Bankfinance promotion rates
We simulated a request for a personal loan under the conditions of the promotion, by considering a request for credit 5000 USD over 12 months.
We note that the monthly payments amount to $ 418.69, which is far from trivial. This Bankfinance promotion is far from inaccessible, but we cannot say that it will be given to the greatest number. Few individuals are indeed able to repay more than $ 400.00 per month without exceeding 33% debt ratio, the indicator rather reliable in terms of consumer credit.
How to apply for a Bankfinance personal loan?
Bankfinance offers 100% online consumer credit , including electronic signature and dematerialized sending of all supporting documents. Here’s how to apply for credit under the terms of the offer:
- Go to the Bankfinance website and select “personal loan” or “need for cash”
- Indicate an amount between 5000 $ and 8000 $ over 12 months, before continuing
- Simulation leads to a fixed APR rate of 0.90%
- Click on “continue” to access the Bankfinance form
- Once completed, the organization provides an immediate response in principle