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Get credits of up to 750 in 15 minutes!

 

You were considering a trip with friends but it seems that you will not be able to participate in the plan, since it goes a little fair. Another month that expenses accumulate and you will have to stay at home waiting to receive the payroll. Are these situations familiar to you?

You may be one of those who prefer not to have a credit card to not throw that money but you are considering how to do what you want. There are alternative solutions to a bank loan and a card: microcredits.

A mini loan is a useful solution to pamper yourself, make a trip or cover an unexpected expense. It is a way of not embarking on endless monthly installments, you simply ask for extra money and pay it after 30 days. Your interests are much lower than credit cards and you don’t have to prorate payments. This product is like a payroll advance or borrowing money from a family member.

What is Creditenion

What is Creditenion

It is an online platform for granting money to individuals. Its biggest advantage is that you can request up to € 750. In most financial institutions the maximum is usually at 500 euros.

Creditenion grants microcredits from € 75 to be returned within a maximum period of 30 days and in a record time of 15 minutes. This means that if, for example, you ask for a loan of € 200 at the end of the month you will have to pay that money plus € 70 of interest.

If you do not want to wait in line or do endless paperwork, with Creditenion you can save all these procedures and receive your mini-loan in just 15 minutes.

What requirements should I meet?

What requirements should I meet?

Before considering making your fast money request, you have to confirm that you meet the following conditions. If you meet the requirements you will have no problem obtaining your credit online with Creditenion. These are the requirements that will require you:

  • Be over 18 years old and be a resident in Spain.
  • Be the owner of a mobile phone line and a Spanish bank account.
  • Have an email account for communications.

As you will see, they are very accessible requirements and you do not need to present endless rentals or paperwork. This is one of the biggest advantages of this type of credit institution.

What documentation do I need?

What documentation do I need?

The documentation that you will need to provide is the proof that you meet the above requirements. That is to say:

  • NIE or DNI: photocopy of your national identity document or identification number of foreigners, to prove your residence and that you are the person requesting the credit
  • Bank receipt: to prove that you are the owner of your bank account and see that you have enough income to be able to face the repayment of your loan.

How do I apply for my mini loan?

How do I apply for my mini loan?

The micro loan application is made through its website. You can enter here. The process will not take you more than three minutes:

  • Through your loan calculator, choose how much money you want to request and in what period you want to pay it back. The amount of interest payable and the date on which you will have to make the payment will be automatically generated.
  • Once you apply for the loan, you will receive an immediate response on your mobile or mail with the response on the approval of the microcredit.
  • Finally, wait 15 minutes and check your bank account. You will already have the money available to invest in what you need.

What happens if I do not return the money within the return period

What happens if I do not return the money within the return period

In case of not meeting the established deadlines, you will have to assume extra costs for delay. Unless you pay 18% of the initial amount and ask for an extension. In this way, you will gain a little more time to make the return of your microcredit.

What customers think

What customers think

This company is one of the best score in the sector: 9.4 out of 10 in customer satisfaction. This score has been obtained from the opinion of 1518 people. You can see all customer reviews here.

Some time ago Creditenion offered interest-free loans, so his clients were very happy with the cost savings. You returned the same amount you requested. This offer ended and it was a point that its users valued negatively. Who doesn’t like asking for a microcredit without paying commissions?

positive factor has been the expansion of credit. Compared to most credit institutions, which only grant up to € 500, Creditenion.es extended its margin to € 750.00. This allows access to a larger line of credit with the same flexible conditions as a smaller amount.

Your customer service, 24 hours and 7 days a week, gets the best reviews. By having an uninterrupted service, you can make the loan application at any time. As they work throughout the year, they also order the transfers immediately, so the waiting time for receiving the money decreases considerably compared to other entities.

Prepaid Mastercard for customers: another great advantage is the possibility of receiving a Mastercard completely free. This card is only granted to customers who have already requested a first loan without incident. The card will be associated with your bank account and you can immediately receive the money from your new applications here. This is a very fast way to directly receive the microcredit on your card.

Credit waiting time: One of the most unfavorable opinions comes due to the waiting time for money. Sometimes they do not take 15 minutes as indicated in their slogan and therefore generates uncertainty. It depends on the day the loan is requested or the receiving bank, those 15 minutes can be converted into hours, or at most one day.

If you are also or have been a customer of Creditenion, we would love to leave your opinion so that other people can get to know your experience firsthand. We invite you to leave your opinion in the comments on this page.

Other entities that grant microcredits

Other entities that grant microcredits

You may not have yet found what you are looking for and want to contrast information with other companies of this type. Here we leave you all the links where you will find a detailed breakdown of the products and the conditions of their mini-loans. Before deciding we recommend that you compare: